Healthcare Plans
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Save on Your Business Healthcare Plan

Individual Community Healthcare Plan from HomePort Healthcare Services
Community Healthcare Plan from HomePort Healthcare Services

Affordable Healthcare Program for You and Your Employees

Community Healthcare Plan from HomePort Healthcare Services

There are two main reasons for offering your employees a healthcare program: recruiting and retention of good employees.

Historically, to meet these objectives, you've only had two options: Either self-insure or offer "Group" insurance. Both have major drawbacks.

Today, HomePort is offering you a third option: A Community Healthcare Plan!

Community Healthcare Plan from HomePort Healthcare Services

Your Healthcare Options:

Self-Insuring

Community Healthcare Plan from HomePort Healthcare Services

Your company becomes an insurance company and you take on all the cost and management of a business you really don't understand or want to know. You also risk spending a lot of money to pay your employees' medical bills.

Consider what would happen if one of your employees develops a medical condition that costs $1,000,000 a year.

What is your financial exposure? How much are you paying to be a "Self-insuring" company?

Group Insurance

Community Healthcare Plan from HomePort Healthcare Services

What you may not know is that Group insurance plans are really the federal Affordable Care Act (ACA) insurance plans with of brokerage and risk fees added. What you probably already know is only a few of your employees "Opt-In" for your plan. Why? The Cost! So, you may try to help by subsidizing the plan's cost.

A few employees may sign-up, but what about the rest? How can you help them? If even a few of your employees "Opt-In", are you really offering them the right healthcare benefit program? Can these employees afford to pay a deductible cost of $6,000 or more when they need to use their insurance? Likely not! What do you tell them?

HomePort is now offering you another choice with better options!

Community Healthcare Plan

Community Healthcare Plan from HomePort Healthcare Services

CHPs are not well known, however, church and fellowship organizations have offered CHP plans to their members for years. Now, CHP plans are available to your company and employees in a business environment.

Here are some of the benefits and comparisons:

  • Price: About 50% less than Group plans.
  • Deductibles: From $250 to $2,000. Compare to a Group Plan of $6,000 to $8,000.
  • Flexibility: CHP plans are personalized for each employee and the employee's family. Group plans are not.
  • Choice: Coverages and benefits include most any conceivable medical treatment. Group plans have many exclusions.
  • Family-Friendly: CHP plans can include the employee's family at the same affordable cost. Adding family members to a Group plan may not be available or is too costly.
  • Portability: The employee can take their CHP plan with them with no loss of coverage or need for COBRA. Not so with Group plans.
  • A Community "HSA-Style" Account: About 50% of your employee’s monthly contribution is returned to your employee. Contributions go to a Community Healthcare Pool to be used to pay your employee's medical costs. Nothing like this with a Group plan.
  • Subsidy is Optional: Because CHPs are so affordable, in most cases you won’t need to subsidize your employee’s contribution to make their plan affordable.
Community Healthcare Plan from HomePort Healthcare Services

Next Step

To request a Quote and Proposal, take a few minutes to answer some questions. Select "Request a Quote and Proposal". Answer a few questions. Once we receive your information we'll prepare a revenue projection and proposal for your review.